Comparison to Surrounding Areas
The median household income ($99,680) for 94038 is less than 94019 ($153,781), 94037 ($233,826), San Mateo County ($158,855), and Montara CDP ($233,826). And it's the same as Moss Beach CDP ($99,680).
| 94038 | $99,680 |
| Montara CDP | $233,826 |
| Moss Beach CDP | $99,680 |
| San Mateo County | $158,855 |
Get Median Household Income for all Zip Codes in California.
The average household income ($161,719) for 94038 is less than 94019 ($214,680), 94037 ($265,569), San Mateo County ($231,822), and Montara CDP ($265,569). And it's the same as Moss Beach CDP ($161,719).
| 94038 | $161,719 |
| Montara CDP | $265,569 |
| Moss Beach CDP | $161,719 |
| San Mateo County | $231,822 |
Get Average Household Income for all Zip Codes in California.
The per-capita income for 94038 is $56,009. The per capita income ($56,009) for 94038 is less than 94019 ($78,773), 94037 ($90,748), San Mateo County ($84,288), and Montara CDP ($90,748). And it's the same as Moss Beach CDP ($56,009).
| 94038 | $56,009 |
| Montara CDP | $90,748 |
| Moss Beach CDP | $56,009 |
| San Mateo County | $84,288 |
Get Per-Capita Income for all Zip Codes in California.
26.4% of households make over $200,000 a year. The percent high income households (26.4%) for 94038 is less than 94019 (35.5%), 94037 (51.7%), San Mateo County (39.9%), and Montara CDP (51.7%). And it's the same as Moss Beach CDP (26.4%).
| 94038 | 26.4% |
| Montara CDP | 51.7% |
| Moss Beach CDP | 26.4% |
| San Mateo County | 39.9% |
Get High Income Households for all Zip Codes in California.
| under 25 years | 25 to 44 years | 45 to 64 years | 65 years and over | |
|---|---|---|---|---|
| 94038 | $-1 | $250,001 | $165,547 | $79,107 |
| Montara CDP | $-1 | $144,013 | $250,001 | $177,847 |
| Moss Beach CDP | $-1 | $250,001 | $165,547 | $79,107 |
| San Mateo County | $88,226 | $190,774 | $184,789 | $103,766 |
Get Median Household Income by Age of Householder for all Zip Codes in California.
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All income statistics above are the most current, comparable income statistics available from the US Census Bureau and are from the American Community Survey 2024 5-year estimates. You can find this information and other demographics for 94038 on the US Census Bureau’s website. These values are in 2024 inflation-adjusted dollars and were downloaded on 29 January 2026.
Margins of error for the income data are:
| Median Household Income | Average Household Income | Per Capita Income | High Income Households | Median Household Income by Age of Householder | ||||
|---|---|---|---|---|---|---|---|---|
| under 25 | 25 to 44 | 45 to 64 | 65+ | |||||
| 94038 | +/-$45,343 | +/-$53,684 | +/-$16,923 | +/-13.7% | +/-$-1 | +/-$-1 | +/-$114,179 | +/-$19,056 |
| Montara CDP | +/-$102,824 | +/-$68,417 | +/-$21,791 | +/-16.5% | +/-$-1 | +/-$27,917 | +/-$-1 | +/-$96,858 |
| Moss Beach CDP | +/-$45,343 | +/-$53,684 | +/-$16,923 | +/-13.7% | +/-$-1 | +/-$-1 | +/-$114,179 | +/-$19,056 |
| San Mateo County | +/-$2,851 | +/-$3,575 | +/-$1,230 | +/-0.8% | +/-$12,122 | +/-$4,761 | +/-$5,275 | +/-$3,834 |