Comparison to Surrounding Areas
The median household income ($105,236) for 95010 is less than the median household income for 95003 ($148,412), 95062 ($112,106), 95073 ($118,169), and Santa Cruz County ($111,093). But it's more than Capitola city ($102,976).
| 95010 | $105,236 |
| Capitola city | $102,976 |
| Santa Cruz County | $111,093 |
Get Median Household Income for all Zip Codes in California.
The average household income ($148,269) for 95010 is less than the average household income for 95003 ($193,251), 95073 ($161,315), Santa Cruz County ($156,439), and Capitola city ($149,015). But it's more than 95062 ($147,985).
| 95010 | $148,269 |
| Capitola city | $149,015 |
| Santa Cruz County | $156,439 |
Get Average Household Income for all Zip Codes in California.
The per-capita income for 95010 is $71,616. The per capita income ($71,616) for 95010 is less than the per capita income for 95003 ($76,751). But it's more than 95062 ($64,226), 95073 ($61,802), Santa Cruz County ($56,941), and Capitola city ($69,352).
| 95010 | $71,616 |
| Capitola city | $69,352 |
| Santa Cruz County | $56,941 |
Get Per-Capita Income for all Zip Codes in California.
19.7% of households make over $200,000 a year. The percent high income households (19.7%) for 95010 is less than 95003 (33.0%), 95062 (24.5%), 95073 (24.2%), and Santa Cruz County (25.0%). And it's the same as Capitola city (19.7%).
| 95010 | 19.7% |
| Capitola city | 19.7% |
| Santa Cruz County | 25.0% |
Get High Income Households for all Zip Codes in California.
| under 25 years | 25 to 44 years | 45 to 64 years | 65 years and over | |
|---|---|---|---|---|
| 95010 | $-1 | $113,250 | $129,535 | $81,333 |
| Capitola city | $-1 | $113,833 | $129,331 | $77,000 |
| Santa Cruz County | $47,991 | $122,632 | $137,890 | $85,666 |
Get Median Household Income by Age of Householder for all Zip Codes in California.
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All income statistics above are the most current, comparable income statistics available from the US Census Bureau and are from the American Community Survey 2024 5-year estimates. You can find this information and other demographics for 95010 on the US Census Bureau’s website. These values are in 2024 inflation-adjusted dollars and were downloaded on 29 January 2026.
Margins of error for the income data are:
| Median Household Income | Average Household Income | Per Capita Income | High Income Households | Median Household Income by Age of Householder | ||||
|---|---|---|---|---|---|---|---|---|
| under 25 | 25 to 44 | 45 to 64 | 65+ | |||||
| 95010 | +/-$14,728 | +/-$18,774 | +/-$9,830 | +/-4.4% | +/-$-1 | +/-$35,898 | +/-$32,562 | +/-$20,849 |
| Capitola city | +/-$14,547 | +/-$18,262 | +/-$9,303 | +/-4.5% | +/-$-1 | +/-$32,873 | +/-$30,626 | +/-$19,958 |
| Santa Cruz County | +/-$2,734 | +/-$3,506 | +/-$1,210 | +/-1.0% | +/-$10,113 | +/-$6,351 | +/-$6,145 | +/-$5,780 |