Comparison to Surrounding Areas
The median household income ($80,039) for 32413 is less than the median household income for 32407 ($80,831), 32461 ($145,706), and Panama City Beach city ($80,941). But it's more than 32409 ($64,516), 32437 ($46,477), 32462 ($50,662), Bay County ($73,533), and Laguna Beach CDP ($76,607).
| 32413 | $80,039 |
| Laguna Beach CDP | $76,607 |
| Panama City Beach city | $80,941 |
| Bay County | $73,533 |
Get Median Household Income for all Zip Codes in Florida.
The average household income ($116,898) for 32413 is less than the average household income for 32461 ($212,812) and Laguna Beach CDP ($129,634). But it's more than 32407 ($111,448), 32409 ($89,260), 32437 ($70,892), 32462 ($76,922), Bay County ($96,618), and Panama City Beach city ($112,821).
| 32413 | $116,898 |
| Laguna Beach CDP | $129,634 |
| Panama City Beach city | $112,821 |
| Bay County | $96,618 |
Get Average Household Income for all Zip Codes in Florida.
The per-capita income for 32413 is $56,820. The per capita income ($56,820) for 32413 is less than the per capita income for 32461 ($100,376) and Laguna Beach CDP ($70,494). But it's more than 32407 ($47,494), 32409 ($33,569), 32437 ($31,432), 32462 ($26,614), Bay County ($40,782), and Panama City Beach city ($52,188).
| 32413 | $56,820 |
| Laguna Beach CDP | $70,494 |
| Panama City Beach city | $52,188 |
| Bay County | $40,782 |
Get Per-Capita Income for all Zip Codes in Florida.
11.4% of households make over $200,000 a year. The percent high income households (11.4%) for 32413 is less than the percent high income households for 32407 (14.4%), 32461 (38.2%), Laguna Beach CDP (11.6%), and Panama City Beach city (12.7%). But it's more than 32409 (7.0%), 32437 (6.2%), 32462 (4.6%), and Bay County (9.2%).
| 32413 | 11.4% |
| Laguna Beach CDP | 11.6% |
| Panama City Beach city | 12.7% |
| Bay County | 9.2% |
Get High Income Households for all Zip Codes in Florida.
| under 25 years | 25 to 44 years | 45 to 64 years | 65 years and over | |
|---|---|---|---|---|
| 32413 | $54,013 | $84,971 | $82,022 | $68,259 |
| Laguna Beach CDP | $60,845 | $87,213 | $73,781 | $77,750 |
| Panama City Beach city | $-1 | $83,055 | $85,747 | $59,884 |
| Bay County | $56,301 | $75,105 | $83,475 | $59,815 |
Get Median Household Income by Age of Householder for all Zip Codes in Florida.
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All income statistics above are the most current, comparable income statistics available from the US Census Bureau and are from the American Community Survey 2024 5-year estimates. You can find this information and other demographics for 32413 on the US Census Bureau’s website. These values are in 2024 inflation-adjusted dollars and were downloaded on 29 January 2026.
Margins of error for the income data are:
| Median Household Income | Average Household Income | Per Capita Income | High Income Households | Median Household Income by Age of Householder | ||||
|---|---|---|---|---|---|---|---|---|
| under 25 | 25 to 44 | 45 to 64 | 65+ | |||||
| 32413 | +/-$4,643 | +/-$11,006 | +/-$5,620 | +/-2.3% | +/-$26,531 | +/-$4,082 | +/-$17,848 | +/-$12,603 |
| Laguna Beach CDP | +/-$13,195 | +/-$28,024 | +/-$14,861 | +/-4.7% | +/-$7,428 | +/-$11,265 | +/-$14,162 | +/-$18,582 |
| Panama City Beach city | +/-$2,656 | +/-$10,331 | +/-$5,204 | +/-2.8% | +/-$-1 | +/-$7,573 | +/-$21,473 | +/-$19,770 |
| Bay County | +/-$2,046 | +/-$3,333 | +/-$1,336 | +/-1.0% | +/-$6,260 | +/-$3,387 | +/-$4,828 | +/-$2,796 |