Comparison to Surrounding Areas
The median household income ($28,685) for 40965 is less than the median household income for 37724 ($31,941), 40856 ($47,880), 40977 ($37,917), 24248 ($78,281), 40813 ($81,204), Bell County ($31,354), and Middlesborough city ($31,106). But it's more than 37715 ($26,413), 37851 ($-1), and 40940 ($-1).
| 40965 | $28,685 |
| Middlesborough city | $31,106 |
| Bell County | $31,354 |
Get Median Household Income for all Zip Codes in Kentucky.
The average household income ($46,145) for 40965 is less than the average household income for 24248 ($82,899), 40813 ($71,122), 40856 ($46,612), 40977 ($55,065), Bell County ($49,259), and Middlesborough city ($49,162). But it's more than 37715 ($38,324), 37724 ($42,903), 37851 ($-1), and 40940 ($35,483).
| 40965 | $46,145 |
| Middlesborough city | $49,162 |
| Bell County | $49,259 |
Get Average Household Income for all Zip Codes in Kentucky.
The per-capita income for 40965 is $21,508. The per capita income ($21,508) for 40965 is less than the per capita income for 24248 ($37,257), 37724 ($22,434), 40813 ($33,538), 40977 ($22,450), Bell County ($21,704), and Middlesborough city ($22,625). But it's more than 37715 ($17,632), 37851 ($-1), 40856 ($20,399), and 40940 ($16,102).
| 40965 | $21,508 |
| Middlesborough city | $22,625 |
| Bell County | $21,704 |
Get Per-Capita Income for all Zip Codes in Kentucky.
1.2% of households make over $200,000 a year. The percent high income households (1.2%) for 40965 is less than the percent high income households for 24248 (9.8%), 40977 (4.1%), and Bell County (2.0%). But it's more than 37715 (0.0%), 37724 (0.8%), 37851 (-1.0%), 40813 (0.0%), 40856 (0.0%), and 40940 (0.0%). And it's the same as Middlesborough city (1.2%).
| 40965 | 1.2% |
| Middlesborough city | 1.2% |
| Bell County | 2.0% |
Get High Income Households for all Zip Codes in Kentucky.
| under 25 years | 25 to 44 years | 45 to 64 years | 65 years and over | |
|---|---|---|---|---|
| 40965 | $-1 | $28,576 | $29,946 | $28,649 |
| Middlesborough city | $-1 | $36,500 | $29,891 | $29,163 |
| Bell County | $26,492 | $39,783 | $31,172 | $28,744 |
Get Median Household Income by Age of Householder for all Zip Codes in Kentucky.
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All income statistics above are the most current, comparable income statistics available from the US Census Bureau and are from the American Community Survey 2024 5-year estimates. You can find this information and other demographics for 40965 on the US Census Bureau’s website. These values are in 2024 inflation-adjusted dollars and were downloaded on 29 January 2026.
Margins of error for the income data are:
| Median Household Income | Average Household Income | Per Capita Income | High Income Households | Median Household Income by Age of Householder | ||||
|---|---|---|---|---|---|---|---|---|
| under 25 | 25 to 44 | 45 to 64 | 65+ | |||||
| 40965 | +/-$3,350 | +/-$5,875 | +/-$2,420 | +/-0.9% | +/-$-1 | +/-$12,037 | +/-$7,082 | +/-$5,220 |
| Middlesborough city | +/-$5,215 | +/-$6,698 | +/-$2,649 | +/-1.1% | +/-$-1 | +/-$8,411 | +/-$14,595 | +/-$7,172 |
| Bell County | +/-$3,340 | +/-$4,183 | +/-$1,673 | +/-0.9% | +/-$22,005 | +/-$11,503 | +/-$8,227 | +/-$2,328 |