Comparison to Surrounding Areas
The median household income ($11,595) for 42638 is less than 42635 ($24,412), 42647 ($31,927), 42649 ($38,382), McCreary County ($33,750), and Stearns CDP ($55,931).
| 42638 | $11,595 |
| Stearns CDP | $55,931 |
| McCreary County | $33,750 |
Get Median Household Income for all Zip Codes in Kentucky.
The average household income ($14,538) for 42638 is less than 42635 ($38,302), 42647 ($55,658), 42649 ($37,089), McCreary County ($46,528), and Stearns CDP ($64,843).
| 42638 | $14,538 |
| Stearns CDP | $64,843 |
| McCreary County | $46,528 |
Get Average Household Income for all Zip Codes in Kentucky.
The per-capita income for 42638 is $5,657. The per capita income ($5,657) for 42638 is less than 42635 ($14,725), 42647 ($22,354), 42649 ($15,592), McCreary County ($17,150), and Stearns CDP ($25,675).
| 42638 | $5,657 |
| Stearns CDP | $25,675 |
| McCreary County | $17,150 |
Get Per-Capita Income for all Zip Codes in Kentucky.
0% of households make over $200,000 a year. The percent high income households (0.0%) for 42638 is less than 42647 (1.4%), McCreary County (0.5%), and Stearns CDP (1.0%). And it's the same as 42635 (0.0%) and 42649 (0.0%).
| 42638 | 0.0% |
| Stearns CDP | 1.0% |
| McCreary County | 0.5% |
Get High Income Households for all Zip Codes in Kentucky.
| under 25 years | 25 to 44 years | 45 to 64 years | 65 years and over | |
|---|---|---|---|---|
| 42638 | $-1 | $-1 | $-1 | $-1 |
| Stearns CDP | $-1 | $57,170 | $-1 | $47,955 |
| McCreary County | $-1 | $55,689 | $28,210 | $26,761 |
Get Median Household Income by Age of Householder for all Zip Codes in Kentucky.
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All income statistics above are the most current, comparable income statistics available from the US Census Bureau and are from the American Community Survey 2024 5-year estimates. You can find this information and other demographics for 42638 on the US Census Bureau’s website. These values are in 2024 inflation-adjusted dollars and were downloaded on 29 January 2026.
Margins of error for the income data are:
| Median Household Income | Average Household Income | Per Capita Income | High Income Households | Median Household Income by Age of Householder | ||||
|---|---|---|---|---|---|---|---|---|
| under 25 | 25 to 44 | 45 to 64 | 65+ | |||||
| 42638 | +/-$5,985 | +/-$7,479 | +/-$4,210 | +/-36.9% | +/-$-1 | +/-$-1 | +/-$-1 | +/-$-1 |
| Stearns CDP | +/-$10,000 | +/-$16,633 | +/-$8,651 | +/-2.8% | +/-$-1 | +/-$37,215 | +/-$-1 | +/-$33,393 |
| McCreary County | +/-$7,376 | +/-$6,410 | +/-$2,181 | +/-0.6% | +/-$-1 | +/-$9,268 | +/-$10,671 | +/-$4,532 |