Comparison to Surrounding Areas
The median household income ($53,042) for 48604 is less than the median household income for 48623 ($101,250), 48603 ($66,352), 48706 ($62,747), Bay County ($61,763), Saginaw County ($60,622), Zilwaukee city ($57,756), Saginaw charter township ($67,603), and Frankenlust township ($92,685). But it's more than 48724 ($34,512), 48601 ($38,900), 48602 ($46,984), 48607 ($37,973), 48708 ($50,518), Kochville township ($42,333), Zilwaukee township ($-1), Saginaw city ($38,579), and Carrollton township ($50,399).
| 48604 | $53,042 |
| Zilwaukee city | $57,756 |
| Zilwaukee township | $-1 |
| Saginaw city | $38,579 |
| Frankenlust township | $92,685 |
| Carrollton township | $50,399 |
| Kochville township | $42,333 |
| Saginaw charter township | $67,603 |
| Saginaw County | $60,622 |
| Bay County | $61,763 |
Get Median Household Income for all Zip Codes in Michigan.
The average household income ($79,562) for 48604 is less than the average household income for 48603 ($91,943), 48706 ($80,915), 48623 ($125,704), Saginaw County ($82,545), Zilwaukee township ($101,054), Saginaw charter township ($92,462), Carrollton township ($80,225), and Frankenlust township ($112,843). But it's more than 48724 ($44,953), 48601 ($50,100), 48602 ($58,189), 48607 ($54,923), 48708 ($66,337), Bay County ($79,153), Kochville township ($64,791), Saginaw city ($50,056), and Zilwaukee city ($78,749).
| 48604 | $79,562 |
| Zilwaukee city | $78,749 |
| Zilwaukee township | $101,054 |
| Saginaw city | $50,056 |
| Frankenlust township | $112,843 |
| Carrollton township | $80,225 |
| Kochville township | $64,791 |
| Saginaw charter township | $92,462 |
| Saginaw County | $82,545 |
| Bay County | $79,153 |
Get Average Household Income for all Zip Codes in Michigan.
The per-capita income for 48604 is $30,278. The per capita income ($30,278) for 48604 is less than the per capita income for 48623 ($44,097), 48603 ($41,492), 48708 ($30,952), 48706 ($36,643), Bay County ($35,602), Saginaw County ($34,578), Zilwaukee city ($36,525), Zilwaukee township ($44,272), Saginaw charter township ($42,102), Carrollton township ($33,161), and Frankenlust township ($47,645). But it's more than 48601 ($21,720), 48602 ($23,838), 48607 ($25,602), 48724 ($10,098), Kochville township ($17,904), and Saginaw city ($21,177).
| 48604 | $30,278 |
| Zilwaukee city | $36,525 |
| Zilwaukee township | $44,272 |
| Saginaw city | $21,177 |
| Frankenlust township | $47,645 |
| Carrollton township | $33,161 |
| Kochville township | $17,904 |
| Saginaw charter township | $42,102 |
| Saginaw County | $34,578 |
| Bay County | $35,602 |
Get Per-Capita Income for all Zip Codes in Michigan.
4.1% of households make over $200,000 a year. The percent high income households (4.1%) for 48604 is less than the percent high income households for 48623 (16.5%), 48603 (9.3%), 48706 (6.0%), Bay County (5.2%), Saginaw County (6.5%), Zilwaukee township (15.4%), Saginaw charter township (9.5%), Carrollton township (5.0%), and Frankenlust township (17.8%). But it's more than 48724 (0.0%), 48602 (2.6%), 48607 (3.8%), 48708 (3.5%), 48601 (0.5%), Saginaw city (1.3%), Zilwaukee city (1.8%), and Kochville township (3.3%).
| 48604 | 4.1% |
| Zilwaukee city | 1.8% |
| Zilwaukee township | 15.4% |
| Saginaw city | 1.3% |
| Frankenlust township | 17.8% |
| Carrollton township | 5.0% |
| Kochville township | 3.3% |
| Saginaw charter township | 9.5% |
| Saginaw County | 6.5% |
| Bay County | 5.2% |
Get High Income Households for all Zip Codes in Michigan.
| under 25 years | 25 to 44 years | 45 to 64 years | 65 years and over | |
|---|---|---|---|---|
| 48604 | $16,769 | $58,792 | $75,811 | $43,837 |
| Zilwaukee city | $38,438 | $62,813 | $92,813 | $48,214 |
| Zilwaukee township | $-1 | $-1 | $-1 | $-1 |
| Saginaw city | $35,037 | $38,073 | $38,184 | $40,607 |
| Frankenlust township | $-1 | $83,263 | $151,458 | $69,375 |
| Carrollton township | $43,661 | $45,750 | $69,337 | $29,699 |
| Kochville township | $14,519 | $96,563 | $81,919 | $49,417 |
| Saginaw charter township | $44,042 | $71,990 | $102,640 | $52,903 |
| Saginaw County | $37,995 | $65,146 | $75,359 | $49,883 |
| Bay County | $49,375 | $74,003 | $72,160 | $45,634 |
Get Median Household Income by Age of Householder for all Zip Codes in Michigan.
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All income statistics above are the most current, comparable income statistics available from the US Census Bureau and are from the American Community Survey 2024 5-year estimates. You can find this information and other demographics for 48604 on the US Census Bureau’s website. These values are in 2024 inflation-adjusted dollars and were downloaded on 29 January 2026.
Margins of error for the income data are:
| Median Household Income | Average Household Income | Per Capita Income | High Income Households | Median Household Income by Age of Householder | ||||
|---|---|---|---|---|---|---|---|---|
| under 25 | 25 to 44 | 45 to 64 | 65+ | |||||
| 48604 | +/-$3,944 | +/-$16,619 | +/-$6,156 | +/-3.4% | +/-$6,240 | +/-$18,422 | +/-$9,843 | +/-$8,004 |
| Zilwaukee city | +/-$8,378 | +/-$13,107 | +/-$5,667 | +/-1.4% | +/-$23,808 | +/-$10,683 | +/-$62,680 | +/-$9,470 |
| Zilwaukee township | +/-$-1 | +/-$62,510 | +/-$20,167 | +/-28.5% | +/-$-1 | +/-$-1 | +/-$-1 | +/-$-1 |
| Saginaw city | +/-$1,907 | +/-$2,950 | +/-$1,264 | +/-0.8% | +/-$10,608 | +/-$3,833 | +/-$4,468 | +/-$4,032 |
| Frankenlust township | +/-$18,723 | +/-$14,893 | +/-$5,155 | +/-8.1% | +/-$-1 | +/-$10,526 | +/-$41,416 | +/-$15,303 |
| Carrollton township | +/-$9,687 | +/-$28,483 | +/-$12,682 | +/-5.7% | +/-$36,628 | +/-$18,387 | +/-$10,575 | +/-$26,219 |
| Kochville township | +/-$12,532 | +/-$9,164 | +/-$2,502 | +/-2.2% | +/-$6,318 | +/-$34,515 | +/-$28,674 | +/-$15,304 |
| Saginaw charter township | +/-$3,266 | +/-$4,291 | +/-$2,051 | +/-1.6% | +/-$5,194 | +/-$7,908 | +/-$16,594 | +/-$4,116 |
| Saginaw County | +/-$1,588 | +/-$1,986 | +/-$791 | +/-0.6% | +/-$6,390 | +/-$3,989 | +/-$4,181 | +/-$1,692 |
| Bay County | +/-$2,526 | +/-$2,338 | +/-$936 | +/-0.7% | +/-$9,724 | +/-$6,588 | +/-$6,028 | +/-$2,331 |