Comparison to Surrounding Areas
The median household income ($74,398) for 48631 is less than the median household income for 48611 ($87,963), 48634 ($87,992), Beaver township ($89,154), Kawkawlin township ($85,262), and Monitor charter township ($76,563). But it's more than 48706 ($62,747) and Bay County ($61,763).
| 48631 | $74,398 |
| Beaver township | $89,154 |
| Kawkawlin township | $85,262 |
| Monitor charter township | $76,563 |
| Bay County | $61,763 |
Get Median Household Income for all Zip Codes in Michigan.
The average household income ($96,225) for 48631 is less than the average household income for 48611 ($99,461), 48634 ($101,906), Beaver township ($111,211), and Kawkawlin township ($102,283). But it's more than 48706 ($80,915), Bay County ($79,153), and Monitor charter township ($94,810).
| 48631 | $96,225 |
| Beaver township | $111,211 |
| Kawkawlin township | $102,283 |
| Monitor charter township | $94,810 |
| Bay County | $79,153 |
Get Average Household Income for all Zip Codes in Michigan.
The per-capita income for 48631 is $44,552. The per capita income ($44,552) for 48631 is less than the per capita income for 48634 ($45,891) and Kawkawlin township ($45,030). But it's more than 48611 ($43,637), 48706 ($36,643), Bay County ($35,602), Beaver township ($43,331), and Monitor charter township ($41,397).
| 48631 | $44,552 |
| Beaver township | $43,331 |
| Kawkawlin township | $45,030 |
| Monitor charter township | $41,397 |
| Bay County | $35,602 |
Get Per-Capita Income for all Zip Codes in Michigan.
8% of households make over $200,000 a year. The percent high income households (8.0%) for 48631 is less than the percent high income households for 48611 (8.3%), Beaver township (8.5%), and Monitor charter township (9.0%). But it's more than 48634 (5.5%), 48706 (6.0%), Bay County (5.2%), and Kawkawlin township (6.5%).
| 48631 | 8.0% |
| Beaver township | 8.5% |
| Kawkawlin township | 6.5% |
| Monitor charter township | 9.0% |
| Bay County | 5.2% |
Get High Income Households for all Zip Codes in Michigan.
| under 25 years | 25 to 44 years | 45 to 64 years | 65 years and over | |
|---|---|---|---|---|
| 48631 | $-1 | $111,274 | $79,830 | $56,852 |
| Beaver township | $-1 | $107,143 | $90,536 | $51,974 |
| Kawkawlin township | $-1 | $112,019 | $85,933 | $63,314 |
| Monitor charter township | $44,625 | $103,667 | $102,131 | $51,667 |
| Bay County | $49,375 | $74,003 | $72,160 | $45,634 |
Get Median Household Income by Age of Householder for all Zip Codes in Michigan.
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All income statistics above are the most current, comparable income statistics available from the US Census Bureau and are from the American Community Survey 2024 5-year estimates. You can find this information and other demographics for 48631 on the US Census Bureau’s website. These values are in 2024 inflation-adjusted dollars and were downloaded on 29 January 2026.
Margins of error for the income data are:
| Median Household Income | Average Household Income | Per Capita Income | High Income Households | Median Household Income by Age of Householder | ||||
|---|---|---|---|---|---|---|---|---|
| under 25 | 25 to 44 | 45 to 64 | 65+ | |||||
| 48631 | +/-$15,914 | +/-$15,557 | +/-$6,341 | +/-4.2% | +/-$-1 | +/-$21,506 | +/-$16,833 | +/-$8,461 |
| Beaver township | +/-$10,173 | +/-$19,073 | +/-$6,513 | +/-3.4% | +/-$-1 | +/-$22,498 | +/-$22,774 | +/-$16,036 |
| Kawkawlin township | +/-$14,180 | +/-$14,882 | +/-$6,326 | +/-3.9% | +/-$-1 | +/-$27,576 | +/-$10,724 | +/-$9,859 |
| Monitor charter township | +/-$13,606 | +/-$8,104 | +/-$4,010 | +/-2.8% | +/-$30,610 | +/-$33,980 | +/-$13,374 | +/-$11,847 |
| Bay County | +/-$2,526 | +/-$2,338 | +/-$936 | +/-0.7% | +/-$9,724 | +/-$6,588 | +/-$6,028 | +/-$2,331 |