Comparison to Surrounding Areas
The median household income ($69,459) for 48638 is less than the median household income for 48609 ($78,218). But it's more than 48602 ($46,984), 48603 ($66,352), Saginaw County ($60,622), Saginaw charter township ($67,603), and Saginaw city ($38,579).
| 48638 | $69,459 |
| Saginaw charter township | $67,603 |
| Saginaw city | $38,579 |
| Saginaw County | $60,622 |
Get Median Household Income for all Zip Codes in Michigan.
The average household income ($90,111) for 48638 is less than the average household income for 48603 ($91,943), 48609 ($92,013), and Saginaw charter township ($92,462). But it's more than 48602 ($58,189), Saginaw County ($82,545), and Saginaw city ($50,056).
| 48638 | $90,111 |
| Saginaw charter township | $92,462 |
| Saginaw city | $50,056 |
| Saginaw County | $82,545 |
Get Average Household Income for all Zip Codes in Michigan.
The per-capita income for 48638 is $42,122. The per capita income ($42,122) for 48638 is more than 48602 ($23,838), 48603 ($41,492), 48609 ($40,902), Saginaw County ($34,578), Saginaw charter township ($42,102), and Saginaw city ($21,177).
| 48638 | $42,122 |
| Saginaw charter township | $42,102 |
| Saginaw city | $21,177 |
| Saginaw County | $34,578 |
Get Per-Capita Income for all Zip Codes in Michigan.
9.2% of households make over $200,000 a year. The percent high income households (9.2%) for 48638 is less than the percent high income households for 48603 (9.3%) and Saginaw charter township (9.5%). But it's more than 48602 (2.6%), 48609 (7.8%), Saginaw County (6.5%), and Saginaw city (1.3%).
| 48638 | 9.2% |
| Saginaw charter township | 9.5% |
| Saginaw city | 1.3% |
| Saginaw County | 6.5% |
Get High Income Households for all Zip Codes in Michigan.
| under 25 years | 25 to 44 years | 45 to 64 years | 65 years and over | |
|---|---|---|---|---|
| 48638 | $47,654 | $76,754 | $90,938 | $52,614 |
| Saginaw charter township | $44,042 | $71,990 | $102,640 | $52,903 |
| Saginaw city | $35,037 | $38,073 | $38,184 | $40,607 |
| Saginaw County | $37,995 | $65,146 | $75,359 | $49,883 |
Get Median Household Income by Age of Householder for all Zip Codes in Michigan.
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All income statistics above are the most current, comparable income statistics available from the US Census Bureau and are from the American Community Survey 2024 5-year estimates. You can find this information and other demographics for 48638 on the US Census Bureau’s website. These values are in 2024 inflation-adjusted dollars and were downloaded on 29 January 2026.
Margins of error for the income data are:
| Median Household Income | Average Household Income | Per Capita Income | High Income Households | Median Household Income by Age of Householder | ||||
|---|---|---|---|---|---|---|---|---|
| under 25 | 25 to 44 | 45 to 64 | 65+ | |||||
| 48638 | +/-$9,374 | +/-$10,375 | +/-$4,711 | +/-4.2% | +/-$31,289 | +/-$9,454 | +/-$21,078 | +/-$7,627 |
| Saginaw charter township | +/-$3,266 | +/-$4,291 | +/-$2,051 | +/-1.6% | +/-$5,194 | +/-$7,908 | +/-$16,594 | +/-$4,116 |
| Saginaw city | +/-$1,907 | +/-$2,950 | +/-$1,264 | +/-0.8% | +/-$10,608 | +/-$3,833 | +/-$4,468 | +/-$4,032 |
| Saginaw County | +/-$1,588 | +/-$1,986 | +/-$791 | +/-0.6% | +/-$6,390 | +/-$3,989 | +/-$4,181 | +/-$1,692 |