Comparison to Surrounding Areas
The median household income ($77,778) for 12197 is less than the median household income for 13320 ($86,204). But it's more than 13488 ($52,159), 12064 ($63,500), 12093 ($65,321), 12149 ($50,608), 12155 ($62,361), 12036 ($41,823), 12043 ($64,583), Otsego County ($68,885), Decatur town ($69,375), Westford town ($65,625), and Worcester town ($69,886).
| 12197 | $77,778 |
| Decatur town | $69,375 |
| Westford town | $65,625 |
| Worcester town | $69,886 |
| Otsego County | $68,885 |
Get Median Household Income for all Zip Codes in New York.
The average household income ($86,823) for 12197 is less than the average household income for 12043 ($89,565), 12093 ($92,655), 13320 ($106,316), Otsego County ($91,075), and Decatur town ($89,110). But it's more than 12064 ($67,867), 12155 ($77,656), 13488 ($66,597), 12036 ($74,775), 12149 ($69,839), Worcester town ($82,185), and Westford town ($76,763).
| 12197 | $86,823 |
| Decatur town | $89,110 |
| Westford town | $76,763 |
| Worcester town | $82,185 |
| Otsego County | $91,075 |
Get Average Household Income for all Zip Codes in New York.
The per-capita income for 12197 is $33,307. The per capita income ($33,307) for 12197 is less than the per capita income for 13488 ($42,922), 12093 ($42,239), 12149 ($33,460), 13320 ($42,326), 12043 ($35,308), Otsego County ($36,840), Decatur town ($39,753), and Westford town ($34,601). But it's more than 12036 ($24,550), 12064 ($28,367), 12155 ($31,114), and Worcester town ($31,391).
| 12197 | $33,307 |
| Decatur town | $39,753 |
| Westford town | $34,601 |
| Worcester town | $31,391 |
| Otsego County | $36,840 |
Get Per-Capita Income for all Zip Codes in New York.
7.1% of households make over $200,000 a year. The percent high income households (7.1%) for 12197 is less than the percent high income households for 12043 (8.9%), 12093 (10.9%), 13320 (14.8%), and Decatur town (9.3%). But it's more than 13488 (0.0%), 12064 (0.0%), 12149 (5.4%), 12155 (1.6%), 12036 (0.0%), Otsego County (6.9%), Westford town (1.8%), and Worcester town (6.0%).
| 12197 | 7.1% |
| Decatur town | 9.3% |
| Westford town | 1.8% |
| Worcester town | 6.0% |
| Otsego County | 6.9% |
Get High Income Households for all Zip Codes in New York.
| under 25 years | 25 to 44 years | 45 to 64 years | 65 years and over | |
|---|---|---|---|---|
| 12197 | $-1 | $101,635 | $100,645 | $59,315 |
| Decatur town | $-1 | $88,333 | $71,250 | $58,438 |
| Westford town | $-1 | $102,188 | $78,750 | $51,429 |
| Worcester town | $-1 | $102,981 | $87,969 | $63,542 |
| Otsego County | $36,076 | $78,138 | $86,450 | $55,323 |
Get Median Household Income by Age of Householder for all Zip Codes in New York.
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All income statistics above are the most current, comparable income statistics available from the US Census Bureau and are from the American Community Survey 2024 5-year estimates. You can find this information and other demographics for 12197 on the US Census Bureau’s website. These values are in 2024 inflation-adjusted dollars and were downloaded on 29 January 2026.
Margins of error for the income data are:
| Median Household Income | Average Household Income | Per Capita Income | High Income Households | Median Household Income by Age of Householder | ||||
|---|---|---|---|---|---|---|---|---|
| under 25 | 25 to 44 | 45 to 64 | 65+ | |||||
| 12197 | +/-$21,317 | +/-$11,242 | +/-$4,472 | +/-4.0% | +/-$-1 | +/-$15,377 | +/-$46,599 | +/-$7,334 |
| Decatur town | +/-$18,728 | +/-$18,220 | +/-$8,395 | +/-6.3% | +/-$-1 | +/-$24,666 | +/-$16,704 | +/-$13,306 |
| Westford town | +/-$18,181 | +/-$7,862 | +/-$2,804 | +/-1.8% | +/-$-1 | +/-$48,462 | +/-$33,319 | +/-$6,596 |
| Worcester town | +/-$22,798 | +/-$12,197 | +/-$4,438 | +/-4.1% | +/-$-1 | +/-$27,097 | +/-$47,543 | +/-$8,495 |
| Otsego County | +/-$3,568 | +/-$2,954 | +/-$1,205 | +/-1.0% | +/-$11,752 | +/-$6,290 | +/-$6,356 | +/-$4,464 |