Comparison to Surrounding Areas
The median household income ($58,816) for 28040 is less than the median household income for 28020 ($59,978) and 28114 ($60,500). But it's more than 28150 ($55,832), 28018 ($50,727), 28019 ($-1), 28043 ($42,276), 28090 ($57,714), Rutherford County ($51,410), Cleveland County ($58,534), Caroleen CDP ($-1), and Ellenboro town ($49,769).
| 28040 | $58,816 |
| Caroleen CDP | $-1 |
| Ellenboro town | $49,769 |
| Cleveland County | $58,534 |
| Rutherford County | $51,410 |
Get Median Household Income for all Zip Codes in North Carolina.
The average household income ($73,214) for 28040 is less than the average household income for 28020 ($73,242), 28090 ($78,146), 28114 ($74,166), 28150 ($77,688), and Cleveland County ($76,018). But it's more than 28018 ($67,412), 28019 ($-1), 28043 ($64,177), Rutherford County ($72,230), Caroleen CDP ($62,770), and Ellenboro town ($63,557).
| 28040 | $73,214 |
| Caroleen CDP | $62,770 |
| Ellenboro town | $63,557 |
| Cleveland County | $76,018 |
| Rutherford County | $72,230 |
Get Average Household Income for all Zip Codes in North Carolina.
The per-capita income for 28040 is $29,929. The per capita income ($29,929) for 28040 is less than the per capita income for 28018 ($30,414), 28090 ($30,965), 28150 ($32,658), Cleveland County ($30,294), Rutherford County ($30,460), and Caroleen CDP ($30,538). But it's more than 28019 ($-1), 28020 ($29,802), 28043 ($26,226), 28114 ($29,517), and Ellenboro town ($21,639).
| 28040 | $29,929 |
| Caroleen CDP | $30,538 |
| Ellenboro town | $21,639 |
| Cleveland County | $30,294 |
| Rutherford County | $30,460 |
Get Per-Capita Income for all Zip Codes in North Carolina.
2.3% of households make over $200,000 a year. The percent high income households (2.3%) for 28040 is less than the percent high income households for 28020 (3.2%), 28043 (3.2%), 28090 (4.4%), 28150 (5.6%), Cleveland County (4.5%), and Rutherford County (3.9%). But it's more than 28018 (1.7%), 28019 (-1.0%), 28114 (0.6%), Caroleen CDP (0.0%), and Ellenboro town (0.0%).
| 28040 | 2.3% |
| Caroleen CDP | 0.0% |
| Ellenboro town | 0.0% |
| Cleveland County | 4.5% |
| Rutherford County | 3.9% |
Get High Income Households for all Zip Codes in North Carolina.
| under 25 years | 25 to 44 years | 45 to 64 years | 65 years and over | |
|---|---|---|---|---|
| 28040 | $-1 | $60,662 | $68,846 | $57,572 |
| Caroleen CDP | $-1 | $-1 | $-1 | $-1 |
| Ellenboro town | $-1 | $77,000 | $-1 | $25,893 |
| Cleveland County | $39,475 | $65,478 | $67,510 | $47,005 |
| Rutherford County | $31,806 | $61,318 | $62,969 | $40,364 |
Get Median Household Income by Age of Householder for all Zip Codes in North Carolina.
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All income statistics above are the most current, comparable income statistics available from the US Census Bureau and are from the American Community Survey 2024 5-year estimates. You can find this information and other demographics for 28040 on the US Census Bureau’s website. These values are in 2024 inflation-adjusted dollars and were downloaded on 29 January 2026.
Margins of error for the income data are:
| Median Household Income | Average Household Income | Per Capita Income | High Income Households | Median Household Income by Age of Householder | ||||
|---|---|---|---|---|---|---|---|---|
| under 25 | 25 to 44 | 45 to 64 | 65+ | |||||
| 28040 | +/-$6,208 | +/-$6,686 | +/-$2,899 | +/-1.7% | +/-$-1 | +/-$25,030 | +/-$11,932 | +/-$8,938 |
| Caroleen CDP | +/-$-1 | +/-$43,501 | +/-$15,762 | +/-46.1% | +/-$-1 | +/-$-1 | +/-$-1 | +/-$-1 |
| Ellenboro town | +/-$41,259 | +/-$10,488 | +/-$3,988 | +/-13.4% | +/-$-1 | +/-$23,314 | +/-$-1 | +/-$8,021 |
| Cleveland County | +/-$2,730 | +/-$2,859 | +/-$1,079 | +/-0.8% | +/-$12,482 | +/-$5,544 | +/-$4,318 | +/-$6,038 |
| Rutherford County | +/-$2,731 | +/-$3,168 | +/-$1,251 | +/-0.7% | +/-$24,023 | +/-$6,103 | +/-$5,679 | +/-$3,404 |