Comparison to Surrounding Areas
The median household income ($82,383) for 45440 is less than the median household income for 45459 ($89,592), 45305 ($123,045), 45430 ($115,461), 45434 ($135,948), Greene County ($87,309), Beavercreek city ($110,088), Bellbrook city ($111,513), and Centerville city ($85,492). But it's more than 45385 ($76,564), 45420 ($60,588), 45429 ($80,210), Montgomery County ($66,139), and Kettering city ($74,681).
| 45440 | $82,383 |
| Beavercreek city | $110,088 |
| Bellbrook city | $111,513 |
| Centerville city | $85,492 |
| Kettering city | $74,681 |
| Greene County | $87,309 |
| Montgomery County | $66,139 |
Get Median Household Income for all Zip Codes in Ohio.
The average household income ($104,403) for 45440 is less than the average household income for 45459 ($114,373), 45305 ($142,112), 45429 ($106,979), 45430 ($123,656), 45434 ($156,166), Greene County ($110,530), Beavercreek city ($125,912), Bellbrook city ($125,054), and Centerville city ($106,893). But it's more than 45385 ($101,295), 45420 ($71,586), Montgomery County ($88,114), and Kettering city ($94,283).
| 45440 | $104,403 |
| Beavercreek city | $125,912 |
| Bellbrook city | $125,054 |
| Centerville city | $106,893 |
| Kettering city | $94,283 |
| Greene County | $110,530 |
| Montgomery County | $88,114 |
Get Average Household Income for all Zip Codes in Ohio.
The per-capita income for 45440 is $45,905. The per capita income ($45,905) for 45440 is less than the per capita income for 45459 ($54,127), 45429 ($49,357), 45430 ($51,500), 45434 ($57,935), 45305 ($54,633), Bellbrook city ($51,307), Centerville city ($50,775), and Beavercreek city ($51,929). But it's more than 45385 ($40,695), 45420 ($35,342), Greene County ($45,142), Montgomery County ($38,450), and Kettering city ($43,234).
| 45440 | $45,905 |
| Beavercreek city | $51,929 |
| Bellbrook city | $51,307 |
| Centerville city | $50,775 |
| Kettering city | $43,234 |
| Greene County | $45,142 |
| Montgomery County | $38,450 |
Get Per-Capita Income for all Zip Codes in Ohio.
11.5% of households make over $200,000 a year. The percent high income households (11.5%) for 45440 is less than the percent high income households for 45385 (11.6%), 45434 (29.2%), 45459 (11.9%), 45305 (19.3%), 45430 (13.9%), Greene County (13.0%), and Beavercreek city (17.0%). But it's more than 45420 (2.4%), 45429 (9.7%), Montgomery County (7.3%), Bellbrook city (11.1%), Centerville city (10.8%), and Kettering city (6.7%).
| 45440 | 11.5% |
| Beavercreek city | 17.0% |
| Bellbrook city | 11.1% |
| Centerville city | 10.8% |
| Kettering city | 6.7% |
| Greene County | 13.0% |
| Montgomery County | 7.3% |
Get High Income Households for all Zip Codes in Ohio.
| under 25 years | 25 to 44 years | 45 to 64 years | 65 years and over | |
|---|---|---|---|---|
| 45440 | $42,094 | $92,320 | $110,773 | $61,519 |
| Beavercreek city | $61,993 | $110,151 | $134,549 | $91,641 |
| Bellbrook city | $-1 | $152,613 | $117,708 | $81,008 |
| Centerville city | $34,194 | $103,626 | $100,927 | $71,817 |
| Kettering city | $48,815 | $84,693 | $87,186 | $52,054 |
| Greene County | $44,044 | $91,523 | $113,646 | $68,801 |
| Montgomery County | $39,390 | $74,802 | $80,451 | $51,222 |
Get Median Household Income by Age of Householder for all Zip Codes in Ohio.
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All income statistics above are the most current, comparable income statistics available from the US Census Bureau and are from the American Community Survey 2024 5-year estimates. You can find this information and other demographics for 45440 on the US Census Bureau’s website. These values are in 2024 inflation-adjusted dollars and were downloaded on 29 January 2026.
Margins of error for the income data are:
| Median Household Income | Average Household Income | Per Capita Income | High Income Households | Median Household Income by Age of Householder | ||||
|---|---|---|---|---|---|---|---|---|
| under 25 | 25 to 44 | 45 to 64 | 65+ | |||||
| 45440 | +/-$6,052 | +/-$6,983 | +/-$3,589 | +/-2.2% | +/-$12,543 | +/-$7,174 | +/-$8,099 | +/-$6,916 |
| Beavercreek city | +/-$5,637 | +/-$4,342 | +/-$2,103 | +/-2.0% | +/-$15,319 | +/-$9,209 | +/-$4,902 | +/-$11,839 |
| Bellbrook city | +/-$9,604 | +/-$15,401 | +/-$6,158 | +/-3.8% | +/-$-1 | +/-$34,987 | +/-$21,616 | +/-$9,537 |
| Centerville city | +/-$7,617 | +/-$5,799 | +/-$2,828 | +/-2.1% | +/-$21,154 | +/-$16,118 | +/-$13,292 | +/-$9,008 |
| Kettering city | +/-$2,620 | +/-$5,037 | +/-$2,342 | +/-1.1% | +/-$7,243 | +/-$4,212 | +/-$3,537 | +/-$3,849 |
| Greene County | +/-$2,511 | +/-$2,444 | +/-$991 | +/-0.9% | +/-$6,343 | +/-$5,118 | +/-$5,421 | +/-$3,768 |
| Montgomery County | +/-$1,144 | +/-$1,350 | +/-$563 | +/-0.4% | +/-$4,247 | +/-$1,967 | +/-$2,781 | +/-$1,787 |