95065 Income Statistics

Comparison to Surrounding Areas

95065 Median Household Income

The median household income ($153,222) for 95065 is less than the median household income for 95033 ($189,118). But it's more than 95060 ($108,591), 95062 ($112,106), 95066 ($151,250), 95073 ($118,169), Santa Cruz County ($111,093), Live Oak CDP ($103,674), and Santa Cruz city ($115,475).

95065$153,222
Live Oak CDP$103,674
Santa Cruz city$115,475
Santa Cruz County$111,093

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95065 Average Household Income

The average household income ($204,686) for 95065 is less than the average household income for 95033 ($269,605) and 95066 ($205,724). But it's more than 95060 ($161,073), 95062 ($147,985), 95073 ($161,315), Santa Cruz County ($156,439), Live Oak CDP ($146,941), and Santa Cruz city ($158,668).

95065$204,686
Live Oak CDP$146,941
Santa Cruz city$158,668
Santa Cruz County$156,439

Get Average Household Income for all Zip Codes in California.

95065 Per-Capita Income

The per-capita income for 95065 is $75,600. The per capita income ($75,600) for 95065 is less than the per capita income for 95033 ($104,535) and 95066 ($84,587). But it's more than 95060 ($61,720), 95062 ($64,226), 95073 ($61,802), Santa Cruz County ($56,941), Live Oak CDP ($58,372), and Santa Cruz city ($55,676).

95065$75,600
Live Oak CDP$58,372
Santa Cruz city$55,676
Santa Cruz County$56,941

Get Per-Capita Income for all Zip Codes in California.

95065 High Income Households

36.8% of households make over $200,000 a year. The percent high income households (36.8%) for 95065 is less than the percent high income households for 95033 (46.3%) and 95066 (37.0%). But it's more than 95060 (27.5%), 95062 (24.5%), 95073 (24.2%), Santa Cruz County (25.0%), Live Oak CDP (24.0%), and Santa Cruz city (27.7%).

9506536.8%
Live Oak CDP24.0%
Santa Cruz city27.7%
Santa Cruz County25.0%

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95065 Median Household Income by Age of Householder

under 25 years 25 to 44 years 45 to 64 years 65 years and over
95065$-1$213,182$195,741$100,250
Live Oak CDP$-1$114,327$145,063$75,476
Santa Cruz city$43,544$126,542$171,190$73,566
Santa Cruz County$47,991$122,632$137,890$85,666

Get Median Household Income by Age of Householder for all Zip Codes in California.

95065 Map

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About the Data

Data Sources

All income statistics above are the most current, comparable income statistics available from the US Census Bureau and are from the American Community Survey 2024 5-year estimates. You can find this information and other demographics for 95065 on the US Census Bureau’s website. These values are in 2024 inflation-adjusted dollars and were downloaded on 29 January 2026.

The following data tables were used:

  • B19001 Household Income in the Past 12 Months (in 2024 inflation-adjusted dollars)
  • B19013 Median Household Income in the Past 12 Months (in 2024 inflation-adjusted dollars)
  • B19301 Per Capita Income in the Past 12 Months (in 2024 inflation-adjusted dollars)
  • S1902 Mean Income in the Past 12 Months (in 2024 inflation-adjusted dollars)
  • B19049 Median Household Income in the Past 12 Months (in 2024 inflation-adjusted dollars) By Age Of Householder

Margins of Error

Margins of error for the income data are:

Median Household Income Average Household Income Per Capita Income High Income Households Median Household Income by Age of Householder
under 25 25 to 44 45 to 64 65+
95065+/-$15,827+/-$17,150+/-$9,335+/-5.0%+/-$-1+/-$57,040+/-$13,602+/-$25,162
Live Oak CDP+/-$9,788+/-$11,357+/-$5,094+/-3.4%+/-$-1+/-$23,099+/-$22,948+/-$12,213
Santa Cruz city+/-$6,419+/-$8,353+/-$2,761+/-2.6%+/-$8,220+/-$15,437+/-$26,835+/-$9,317
Santa Cruz County+/-$2,734+/-$3,506+/-$1,210+/-1.0%+/-$10,113+/-$6,351+/-$6,145+/-$5,780