Comparison to Surrounding Areas
The median household income ($73,196) for 95386 is less than 95326 ($87,500), 95357 ($95,707), 95361 ($92,963), 95323 ($75,938), 95329 ($79,500), Stanislaus County ($81,468), and Waterford city ($74,343).
| 95386 | $73,196 |
| Waterford city | $74,343 |
| Stanislaus County | $81,468 |
Get Median Household Income for all Zip Codes in California.
The average household income ($97,985) for 95386 is less than the average household income for 95323 ($107,091), 95326 ($107,308), 95329 ($103,280), 95357 ($119,164), 95361 ($117,966), and Stanislaus County ($105,867). But it's more than Waterford city ($96,343).
| 95386 | $97,985 |
| Waterford city | $96,343 |
| Stanislaus County | $105,867 |
Get Average Household Income for all Zip Codes in California.
The per-capita income for 95386 is $29,403. The per capita income ($29,403) for 95386 is less than the per capita income for 95323 ($32,271), 95326 ($40,663), 95329 ($43,120), 95357 ($37,360), 95361 ($41,813), and Stanislaus County ($34,849). But it's more than Waterford city ($28,063).
| 95386 | $29,403 |
| Waterford city | $28,063 |
| Stanislaus County | $34,849 |
Get Per-Capita Income for all Zip Codes in California.
8.1% of households make over $200,000 a year. The percent high income households (8.1%) for 95386 is less than the percent high income households for 95323 (17.5%), 95326 (12.3%), 95329 (10.7%), 95357 (13.7%), 95361 (17.3%), and Stanislaus County (11.3%). But it's more than Waterford city (6.5%).
| 95386 | 8.1% |
| Waterford city | 6.5% |
| Stanislaus County | 11.3% |
Get High Income Households for all Zip Codes in California.
| under 25 years | 25 to 44 years | 45 to 64 years | 65 years and over | |
|---|---|---|---|---|
| 95386 | $-1 | $79,018 | $73,531 | $53,194 |
| Waterford city | $-1 | $79,792 | $74,356 | $43,676 |
| Stanislaus County | $56,889 | $83,818 | $102,924 | $57,323 |
Get Median Household Income by Age of Householder for all Zip Codes in California.
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All income statistics above are the most current, comparable income statistics available from the US Census Bureau and are from the American Community Survey 2024 5-year estimates. You can find this information and other demographics for 95386 on the US Census Bureau’s website. These values are in 2024 inflation-adjusted dollars and were downloaded on 29 January 2026.
Margins of error for the income data are:
| Median Household Income | Average Household Income | Per Capita Income | High Income Households | Median Household Income by Age of Householder | ||||
|---|---|---|---|---|---|---|---|---|
| under 25 | 25 to 44 | 45 to 64 | 65+ | |||||
| 95386 | +/-$12,534 | +/-$11,766 | +/-$3,653 | +/-3.9% | +/-$-1 | +/-$39,017 | +/-$15,577 | +/-$18,160 |
| Waterford city | +/-$18,660 | +/-$11,529 | +/-$3,623 | +/-3.8% | +/-$-1 | +/-$41,163 | +/-$27,618 | +/-$12,009 |
| Stanislaus County | +/-$1,473 | +/-$1,862 | +/-$575 | +/-0.6% | +/-$7,999 | +/-$3,119 | +/-$3,261 | +/-$2,023 |