Comparison to Surrounding Areas
The median household income ($92,279) for 12188 is less than the median household income for 12065 ($113,873), 12118 ($92,710), 12121 ($100,461), Saratoga County ($100,787), and Halfmoon town ($100,712). But it's more than 12047 ($66,071), 12182 ($56,984), Waterford town ($87,089), and Waterford village ($72,938).
| 12188 | $92,279 |
| Halfmoon town | $100,712 |
| Waterford town | $87,089 |
| Waterford village | $72,938 |
| Saratoga County | $100,787 |
Get Median Household Income for all Zip Codes in New York.
The average household income ($105,691) for 12188 is less than the average household income for 12065 ($148,662), 12118 ($126,800), 12121 ($109,303), Saratoga County ($133,050), and Halfmoon town ($131,903). But it's more than 12047 ($95,196), 12182 ($72,549), Waterford town ($99,394), and Waterford village ($77,739).
| 12188 | $105,691 |
| Halfmoon town | $131,903 |
| Waterford town | $99,394 |
| Waterford village | $77,739 |
| Saratoga County | $133,050 |
Get Average Household Income for all Zip Codes in New York.
The per-capita income for 12188 is $47,551. The per capita income ($47,551) for 12188 is less than the per capita income for 12065 ($62,495), 12118 ($58,182), Saratoga County ($57,380), and Halfmoon town ($57,871). But it's more than 12047 ($42,181), 12121 ($38,958), 12182 ($34,057), Waterford town ($45,461), and Waterford village ($39,258).
| 12188 | $47,551 |
| Halfmoon town | $57,871 |
| Waterford town | $45,461 |
| Waterford village | $39,258 |
| Saratoga County | $57,380 |
Get Per-Capita Income for all Zip Codes in New York.
10.9% of households make over $200,000 a year. The percent high income households (10.9%) for 12188 is less than the percent high income households for 12065 (21.3%), 12118 (15.2%), Saratoga County (17.5%), and Halfmoon town (18.2%). But it's more than 12047 (9.4%), 12121 (8.7%), 12182 (5.3%), Waterford town (9.0%), and Waterford village (2.0%).
| 12188 | 10.9% |
| Halfmoon town | 18.2% |
| Waterford town | 9.0% |
| Waterford village | 2.0% |
| Saratoga County | 17.5% |
Get High Income Households for all Zip Codes in New York.
| under 25 years | 25 to 44 years | 45 to 64 years | 65 years and over | |
|---|---|---|---|---|
| 12188 | $86,016 | $130,768 | $97,250 | $71,968 |
| Halfmoon town | $51,615 | $99,938 | $140,278 | $77,600 |
| Waterford town | $86,016 | $126,957 | $74,395 | $73,393 |
| Waterford village | $-1 | $60,789 | $89,440 | $70,694 |
| Saratoga County | $57,388 | $117,342 | $123,693 | $73,772 |
Get Median Household Income by Age of Householder for all Zip Codes in New York.
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All income statistics above are the most current, comparable income statistics available from the US Census Bureau and are from the American Community Survey 2024 5-year estimates. You can find this information and other demographics for 12188 on the US Census Bureau’s website. These values are in 2024 inflation-adjusted dollars and were downloaded on 29 January 2026.
Margins of error for the income data are:
| Median Household Income | Average Household Income | Per Capita Income | High Income Households | Median Household Income by Age of Householder | ||||
|---|---|---|---|---|---|---|---|---|
| under 25 | 25 to 44 | 45 to 64 | 65+ | |||||
| 12188 | +/-$8,878 | +/-$9,119 | +/-$3,296 | +/-5.0% | +/-$73,470 | +/-$18,203 | +/-$16,154 | +/-$19,049 |
| Halfmoon town | +/-$6,517 | +/-$8,144 | +/-$3,465 | +/-2.2% | +/-$24,228 | +/-$12,351 | +/-$14,315 | +/-$9,608 |
| Waterford town | +/-$13,762 | +/-$10,926 | +/-$3,931 | +/-6.5% | +/-$73,470 | +/-$31,802 | +/-$26,831 | +/-$13,930 |
| Waterford village | +/-$11,860 | +/-$7,875 | +/-$4,716 | +/-1.9% | +/-$-1 | +/-$25,367 | +/-$14,903 | +/-$36,990 |
| Saratoga County | +/-$3,028 | +/-$3,255 | +/-$1,518 | +/-0.9% | +/-$5,592 | +/-$5,864 | +/-$6,514 | +/-$1,844 |