Comparison to Surrounding Areas
The median household income ($84,016) for 28445 is less than the median household income for 28443 ($90,477), 28460 ($88,908), Holly Ridge town ($104,788), North Topsail Beach town ($121,250), and Topsail Beach town ($93,250). But it's more than 28454 ($73,015), 28540 ($65,625), 28547 ($67,588), Onslow County ($68,148), Pender County ($80,396), and Surf City town ($81,433).
| 28445 | $84,016 |
| Holly Ridge town | $104,788 |
| North Topsail Beach town | $121,250 |
| Surf City town | $81,433 |
| Topsail Beach town | $93,250 |
| Onslow County | $68,148 |
| Pender County | $80,396 |
Get Median Household Income for all Zip Codes in North Carolina.
The average household income ($125,406) for 28445 is less than the average household income for Holly Ridge town ($158,648), North Topsail Beach town ($145,903), and Topsail Beach town ($132,333). But it's more than 28547 ($81,339), 28454 ($92,436), 28460 ($108,554), 28540 ($81,012), 28443 ($114,612), Pender County ($101,635), Onslow County ($85,766), and Surf City town ($118,524).
| 28445 | $125,406 |
| Holly Ridge town | $158,648 |
| North Topsail Beach town | $145,903 |
| Surf City town | $118,524 |
| Topsail Beach town | $132,333 |
| Onslow County | $85,766 |
| Pender County | $101,635 |
Get Average Household Income for all Zip Codes in North Carolina.
The per-capita income for 28445 is $54,773. The per capita income ($54,773) for 28445 is less than the per capita income for Holly Ridge town ($62,669), North Topsail Beach town ($74,947), and Topsail Beach town ($73,657). But it's more than 28547 ($25,816), 28454 ($41,198), 28460 ($46,403), 28540 ($31,632), 28443 ($42,804), Pender County ($40,192), Onslow County ($33,305), and Surf City town ($49,611).
| 28445 | $54,773 |
| Holly Ridge town | $62,669 |
| North Topsail Beach town | $74,947 |
| Surf City town | $49,611 |
| Topsail Beach town | $73,657 |
| Onslow County | $33,305 |
| Pender County | $40,192 |
Get Per-Capita Income for all Zip Codes in North Carolina.
16.7% of households make over $200,000 a year. The percent high income households (16.7%) for 28445 is less than the percent high income households for Holly Ridge town (25.7%), North Topsail Beach town (20.9%), and Topsail Beach town (20.0%). But it's more than 28547 (3.2%), 28454 (4.0%), 28460 (9.7%), 28540 (4.2%), 28443 (13.1%), Pender County (9.0%), Onslow County (5.5%), and Surf City town (15.4%).
| 28445 | 16.7% |
| Holly Ridge town | 25.7% |
| North Topsail Beach town | 20.9% |
| Surf City town | 15.4% |
| Topsail Beach town | 20.0% |
| Onslow County | 5.5% |
| Pender County | 9.0% |
Get High Income Households for all Zip Codes in North Carolina.
| under 25 years | 25 to 44 years | 45 to 64 years | 65 years and over | |
|---|---|---|---|---|
| 28445 | $-1 | $96,176 | $108,750 | $57,798 |
| Holly Ridge town | $-1 | $114,153 | $-1 | $74,848 |
| North Topsail Beach town | $-1 | $127,386 | $130,417 | $98,333 |
| Surf City town | $-1 | $81,683 | $107,731 | $63,017 |
| Topsail Beach town | $-1 | $172,917 | $151,250 | $71,125 |
| Onslow County | $51,594 | $74,277 | $81,626 | $53,686 |
| Pender County | $44,765 | $94,715 | $96,146 | $58,858 |
Get Median Household Income by Age of Householder for all Zip Codes in North Carolina.
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All income statistics above are the most current, comparable income statistics available from the US Census Bureau and are from the American Community Survey 2024 5-year estimates. You can find this information and other demographics for 28445 on the US Census Bureau’s website. These values are in 2024 inflation-adjusted dollars and were downloaded on 29 January 2026.
Margins of error for the income data are:
| Median Household Income | Average Household Income | Per Capita Income | High Income Households | Median Household Income by Age of Householder | ||||
|---|---|---|---|---|---|---|---|---|
| under 25 | 25 to 44 | 45 to 64 | 65+ | |||||
| 28445 | +/-$14,228 | +/-$18,888 | +/-$8,206 | +/-5.7% | +/-$-1 | +/-$25,928 | +/-$18,410 | +/-$22,347 |
| Holly Ridge town | +/-$21,971 | +/-$39,625 | +/-$16,502 | +/-12.3% | +/-$-1 | +/-$31,626 | +/-$-1 | +/-$5,289 |
| North Topsail Beach town | +/-$15,655 | +/-$23,751 | +/-$10,915 | +/-7.3% | +/-$-1 | +/-$124,560 | +/-$35,786 | +/-$41,481 |
| Surf City town | +/-$12,692 | +/-$15,104 | +/-$5,845 | +/-5.1% | +/-$-1 | +/-$24,257 | +/-$35,282 | +/-$19,166 |
| Topsail Beach town | +/-$35,077 | +/-$27,368 | +/-$13,912 | +/-8.8% | +/-$-1 | +/-$47,179 | +/-$88,027 | +/-$31,594 |
| Onslow County | +/-$2,456 | +/-$2,987 | +/-$1,036 | +/-0.8% | +/-$5,615 | +/-$3,311 | +/-$5,520 | +/-$3,663 |
| Pender County | +/-$3,889 | +/-$5,183 | +/-$1,947 | +/-1.4% | +/-$20,051 | +/-$12,516 | +/-$8,641 | +/-$6,236 |