Comparison to Surrounding Areas
The median household income ($65,625) for 28540 is less than the median household income for 28454 ($73,015), 28547 ($67,588), 28574 ($67,416), 28445 ($84,016), 28542 ($125,491), Onslow County ($68,148), and Half Moon CDP ($68,946). But it's more than 28543 ($50,649), 28546 ($63,561), and Jacksonville city ($57,697).
| 28540 | $65,625 |
| Half Moon CDP | $68,946 |
| Jacksonville city | $57,697 |
| Onslow County | $68,148 |
Get Median Household Income for all Zip Codes in North Carolina.
The average household income ($81,012) for 28540 is less than the average household income for 28445 ($125,406), 28454 ($92,436), 28542 ($115,242), 28547 ($81,339), Onslow County ($85,766), and Half Moon CDP ($84,389). But it's more than 28543 ($58,091), 28546 ($78,822), 28574 ($79,299), and Jacksonville city ($74,111).
| 28540 | $81,012 |
| Half Moon CDP | $84,389 |
| Jacksonville city | $74,111 |
| Onslow County | $85,766 |
Get Average Household Income for all Zip Codes in North Carolina.
The per-capita income for 28540 is $31,632. The per capita income ($31,632) for 28540 is less than the per capita income for 28445 ($54,773), 28454 ($41,198), 28546 ($33,722), Onslow County ($33,305), and Half Moon CDP ($32,506). But it's more than 28542 ($25,030), 28543 ($22,876), 28547 ($25,816), 28574 ($26,253), and Jacksonville city ($30,271).
| 28540 | $31,632 |
| Half Moon CDP | $32,506 |
| Jacksonville city | $30,271 |
| Onslow County | $33,305 |
Get Per-Capita Income for all Zip Codes in North Carolina.
4.2% of households make over $200,000 a year. The percent high income households (4.2%) for 28540 is less than the percent high income households for 28445 (16.7%), 28546 (5.3%), Onslow County (5.5%), Half Moon CDP (5.4%), and Jacksonville city (4.8%). But it's more than 28454 (4.0%), 28542 (0.0%), 28543 (0.5%), 28547 (3.2%), and 28574 (3.4%).
| 28540 | 4.2% |
| Half Moon CDP | 5.4% |
| Jacksonville city | 4.8% |
| Onslow County | 5.5% |
Get High Income Households for all Zip Codes in North Carolina.
| under 25 years | 25 to 44 years | 45 to 64 years | 65 years and over | |
|---|---|---|---|---|
| 28540 | $48,954 | $72,216 | $72,986 | $56,292 |
| Half Moon CDP | $51,250 | $87,620 | $88,456 | $43,494 |
| Jacksonville city | $44,688 | $60,595 | $66,105 | $54,159 |
| Onslow County | $51,594 | $74,277 | $81,626 | $53,686 |
Get Median Household Income by Age of Householder for all Zip Codes in North Carolina.
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All income statistics above are the most current, comparable income statistics available from the US Census Bureau and are from the American Community Survey 2024 5-year estimates. You can find this information and other demographics for 28540 on the US Census Bureau’s website. These values are in 2024 inflation-adjusted dollars and were downloaded on 29 January 2026.
Margins of error for the income data are:
| Median Household Income | Average Household Income | Per Capita Income | High Income Households | Median Household Income by Age of Householder | ||||
|---|---|---|---|---|---|---|---|---|
| under 25 | 25 to 44 | 45 to 64 | 65+ | |||||
| 28540 | +/-$3,786 | +/-$4,811 | +/-$1,975 | +/-1.3% | +/-$16,081 | +/-$10,994 | +/-$9,543 | +/-$7,004 |
| Half Moon CDP | +/-$17,396 | +/-$10,716 | +/-$4,625 | +/-3.6% | +/-$29,375 | +/-$15,389 | +/-$38,426 | +/-$31,113 |
| Jacksonville city | +/-$4,961 | +/-$4,002 | +/-$1,540 | +/-1.3% | +/-$5,531 | +/-$5,353 | +/-$4,284 | +/-$8,179 |
| Onslow County | +/-$2,456 | +/-$2,987 | +/-$1,036 | +/-0.8% | +/-$5,615 | +/-$3,311 | +/-$5,520 | +/-$3,663 |