Comparison to Surrounding Areas
The median household income ($87,283) for 45409 is less than the median household income for 45419 ($92,264) and Oakwood city ($156,667). But it's more than 45469 ($-1), 45417 ($36,945), 45420 ($60,588), 45429 ($80,210), 45439 ($52,035), 45402 ($48,401), 45410 ($46,651), Montgomery County ($66,139), Dayton city ($45,247), Kettering city ($74,681), and Moraine city ($48,788).
| 45409 | $87,283 |
| Dayton city | $45,247 |
| Kettering city | $74,681 |
| Moraine city | $48,788 |
| Oakwood city | $156,667 |
| Montgomery County | $66,139 |
Get Median Household Income for all Zip Codes in Ohio.
The average household income ($129,309) for 45409 is less than the average household income for 45419 ($139,349) and Oakwood city ($203,066). But it's more than 45469 ($-1), 45417 ($50,044), 45420 ($71,586), 45429 ($106,979), 45439 ($74,470), 45402 ($69,881), 45410 ($58,560), Montgomery County ($88,114), Dayton city ($61,482), Kettering city ($94,283), and Moraine city ($68,316).
| 45409 | $129,309 |
| Dayton city | $61,482 |
| Kettering city | $94,283 |
| Moraine city | $68,316 |
| Oakwood city | $203,066 |
| Montgomery County | $88,114 |
Get Average Household Income for all Zip Codes in Ohio.
The per-capita income for 45409 is $28,871. The per capita income ($28,871) for 45409 is less than the per capita income for 45439 ($29,769), 45402 ($35,035), 45419 ($58,758), 45420 ($35,342), 45429 ($49,357), Montgomery County ($38,450), Kettering city ($43,234), Moraine city ($29,034), and Oakwood city ($74,664). But it's more than 45410 ($27,335), 45417 ($22,080), 45469 ($5,877), and Dayton city ($27,444).
| 45409 | $28,871 |
| Dayton city | $27,444 |
| Kettering city | $43,234 |
| Moraine city | $29,034 |
| Oakwood city | $74,664 |
| Montgomery County | $38,450 |
Get Per-Capita Income for all Zip Codes in Ohio.
18.6% of households make over $200,000 a year. The percent high income households (18.6%) for 45409 is less than the percent high income households for 45419 (20.0%) and Oakwood city (37.9%). But it's more than 45469 (-1.0%), 45417 (1.6%), 45420 (2.4%), 45429 (9.7%), 45439 (3.7%), 45402 (5.3%), 45410 (2.0%), Montgomery County (7.3%), Dayton city (3.4%), Kettering city (6.7%), and Moraine city (3.9%).
| 45409 | 18.6% |
| Dayton city | 3.4% |
| Kettering city | 6.7% |
| Moraine city | 3.9% |
| Oakwood city | 37.9% |
| Montgomery County | 7.3% |
Get High Income Households for all Zip Codes in Ohio.
| under 25 years | 25 to 44 years | 45 to 64 years | 65 years and over | |
|---|---|---|---|---|
| 45409 | $22,604 | $103,077 | $166,129 | $80,060 |
| Dayton city | $33,968 | $50,219 | $46,384 | $37,132 |
| Kettering city | $48,815 | $84,693 | $87,186 | $52,054 |
| Moraine city | $19,650 | $73,313 | $67,500 | $33,646 |
| Oakwood city | $-1 | $171,528 | $206,250 | $94,590 |
| Montgomery County | $39,390 | $74,802 | $80,451 | $51,222 |
Get Median Household Income by Age of Householder for all Zip Codes in Ohio.
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All income statistics above are the most current, comparable income statistics available from the US Census Bureau and are from the American Community Survey 2024 5-year estimates. You can find this information and other demographics for 45409 on the US Census Bureau’s website. These values are in 2024 inflation-adjusted dollars and were downloaded on 29 January 2026.
Margins of error for the income data are:
| Median Household Income | Average Household Income | Per Capita Income | High Income Households | Median Household Income by Age of Householder | ||||
|---|---|---|---|---|---|---|---|---|
| under 25 | 25 to 44 | 45 to 64 | 65+ | |||||
| 45409 | +/-$12,028 | +/-$26,311 | +/-$5,635 | +/-6.1% | +/-$13,767 | +/-$25,096 | +/-$65,596 | +/-$20,110 |
| Dayton city | +/-$1,703 | +/-$2,347 | +/-$1,091 | +/-0.8% | +/-$8,872 | +/-$3,276 | +/-$4,061 | +/-$2,452 |
| Kettering city | +/-$2,620 | +/-$5,037 | +/-$2,342 | +/-1.1% | +/-$7,243 | +/-$4,212 | +/-$3,537 | +/-$3,849 |
| Moraine city | +/-$12,668 | +/-$7,329 | +/-$3,258 | +/-2.6% | +/-$7,092 | +/-$30,962 | +/-$25,639 | +/-$12,710 |
| Oakwood city | +/-$26,020 | +/-$19,196 | +/-$7,490 | +/-6.0% | +/-$-1 | +/-$42,248 | +/-$39,728 | +/-$8,556 |
| Montgomery County | +/-$1,144 | +/-$1,350 | +/-$563 | +/-0.4% | +/-$4,247 | +/-$1,967 | +/-$2,781 | +/-$1,787 |