Comparison to Surrounding Areas
The median household income ($52,035) for 45439 is less than the median household income for 45409 ($87,283), 45449 ($63,800), 45459 ($89,592), 45342 ($84,907), 45429 ($80,210), Montgomery County ($66,139), and Kettering city ($74,681). But it's more than 45417 ($36,945) and Moraine city ($48,788).
| 45439 | $52,035 |
| Kettering city | $74,681 |
| Moraine city | $48,788 |
| Montgomery County | $66,139 |
Get Median Household Income for all Zip Codes in Ohio.
The average household income ($74,470) for 45439 is less than the average household income for 45409 ($129,309), 45449 ($80,047), 45459 ($114,373), 45342 ($101,004), 45429 ($106,979), Montgomery County ($88,114), and Kettering city ($94,283). But it's more than 45417 ($50,044) and Moraine city ($68,316).
| 45439 | $74,470 |
| Kettering city | $94,283 |
| Moraine city | $68,316 |
| Montgomery County | $88,114 |
Get Average Household Income for all Zip Codes in Ohio.
The per-capita income for 45439 is $29,769. The per capita income ($29,769) for 45439 is less than the per capita income for 45342 ($42,931), 45429 ($49,357), 45449 ($34,533), 45459 ($54,127), Montgomery County ($38,450), and Kettering city ($43,234). But it's more than 45409 ($28,871), 45417 ($22,080), and Moraine city ($29,034).
| 45439 | $29,769 |
| Kettering city | $43,234 |
| Moraine city | $29,034 |
| Montgomery County | $38,450 |
Get Per-Capita Income for all Zip Codes in Ohio.
3.7% of households make over $200,000 a year. The percent high income households (3.7%) for 45439 is less than the percent high income households for 45459 (11.9%), 45409 (18.6%), 45429 (9.7%), 45449 (5.7%), 45342 (8.0%), Montgomery County (7.3%), Kettering city (6.7%), and Moraine city (3.9%). But it's more than 45417 (1.6%).
| 45439 | 3.7% |
| Kettering city | 6.7% |
| Moraine city | 3.9% |
| Montgomery County | 7.3% |
Get High Income Households for all Zip Codes in Ohio.
| under 25 years | 25 to 44 years | 45 to 64 years | 65 years and over | |
|---|---|---|---|---|
| 45439 | $22,799 | $59,007 | $64,375 | $43,152 |
| Kettering city | $48,815 | $84,693 | $87,186 | $52,054 |
| Moraine city | $19,650 | $73,313 | $67,500 | $33,646 |
| Montgomery County | $39,390 | $74,802 | $80,451 | $51,222 |
Get Median Household Income by Age of Householder for all Zip Codes in Ohio.
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All income statistics above are the most current, comparable income statistics available from the US Census Bureau and are from the American Community Survey 2024 5-year estimates. You can find this information and other demographics for 45439 on the US Census Bureau’s website. These values are in 2024 inflation-adjusted dollars and were downloaded on 29 January 2026.
Margins of error for the income data are:
| Median Household Income | Average Household Income | Per Capita Income | High Income Households | Median Household Income by Age of Householder | ||||
|---|---|---|---|---|---|---|---|---|
| under 25 | 25 to 44 | 45 to 64 | 65+ | |||||
| 45439 | +/-$7,360 | +/-$10,056 | +/-$4,359 | +/-1.9% | +/-$8,535 | +/-$14,345 | +/-$17,128 | +/-$3,988 |
| Kettering city | +/-$2,620 | +/-$5,037 | +/-$2,342 | +/-1.1% | +/-$7,243 | +/-$4,212 | +/-$3,537 | +/-$3,849 |
| Moraine city | +/-$12,668 | +/-$7,329 | +/-$3,258 | +/-2.6% | +/-$7,092 | +/-$30,962 | +/-$25,639 | +/-$12,710 |
| Montgomery County | +/-$1,144 | +/-$1,350 | +/-$563 | +/-0.4% | +/-$4,247 | +/-$1,967 | +/-$2,781 | +/-$1,787 |