32401 Income Statistics

Comparison to Surrounding Areas

32401 Median Household Income

The median household income ($52,523) for 32401 is less than 32408 ($80,822), 32403 ($118,594), 32404 ($74,708), 32405 ($73,373), 32407 ($80,831), Bay County ($73,533), Cedar Grove CDP ($74,625), Panama City city ($62,265), Springfield city ($54,462), and Upper Grand Lagoon CDP ($82,157).

32401$52,523
Cedar Grove CDP$74,625
Panama City city$62,265
Springfield city$54,462
Upper Grand Lagoon CDP$82,157
Bay County$73,533

Get Median Household Income for all Zip Codes in Florida.

32401 Average Household Income

The average household income ($79,622) for 32401 is less than the average household income for 32408 ($104,662), 32404 ($88,935), 32405 ($94,902), 32407 ($111,448), 32403 ($120,562), Bay County ($96,618), Panama City city ($89,311), and Upper Grand Lagoon CDP ($109,614). But it's more than Cedar Grove CDP ($78,501) and Springfield city ($69,333).

32401$79,622
Cedar Grove CDP$78,501
Panama City city$89,311
Springfield city$69,333
Upper Grand Lagoon CDP$109,614
Bay County$96,618

Get Average Household Income for all Zip Codes in Florida.

32401 Per-Capita Income

The per-capita income for 32401 is $37,460. The per capita income ($37,460) for 32401 is less than the per capita income for 32405 ($39,376), 32407 ($47,494), 32408 ($50,125), Bay County ($40,782), Panama City city ($38,881), and Upper Grand Lagoon CDP ($49,446). But it's more than 32403 ($34,919), 32404 ($34,098), Cedar Grove CDP ($33,522), and Springfield city ($28,418).

32401$37,460
Cedar Grove CDP$33,522
Panama City city$38,881
Springfield city$28,418
Upper Grand Lagoon CDP$49,446
Bay County$40,782

Get Per-Capita Income for all Zip Codes in Florida.

32401 High Income Households

6.1% of households make over $200,000 a year. The percent high income households (6.1%) for 32401 is less than the percent high income households for 32404 (6.9%), 32405 (8.6%), 32407 (14.4%), 32408 (11.2%), Bay County (9.2%), Panama City city (7.7%), and Upper Grand Lagoon CDP (12.6%). But it's more than 32403 (0.0%), Cedar Grove CDP (2.9%), and Springfield city (3.8%).

324016.1%
Cedar Grove CDP2.9%
Panama City city7.7%
Springfield city3.8%
Upper Grand Lagoon CDP12.6%
Bay County9.2%

Get High Income Households for all Zip Codes in Florida.

32401 Median Household Income by Age of Householder

under 25 years 25 to 44 years 45 to 64 years 65 years and over
32401$35,341$58,422$53,706$48,512
Cedar Grove CDP$-1$93,914$75,909$33,778
Panama City city$67,727$65,523$65,976$50,938
Springfield city$69,536$71,750$47,094$58,320
Upper Grand Lagoon CDP$-1$76,635$103,688$69,575
Bay County$56,301$75,105$83,475$59,815

Get Median Household Income by Age of Householder for all Zip Codes in Florida.

32401 Map

Is 32401 the right zip for your: marketing campaign, new business or development project?

Skip hours of searching and get the answers you need with our Income By Zip Code Lists. You'll get the most current and popular income data that businesses use to find their target customers.

  • Don't waste 40 high-value hours digging through the US Census Bureau's website
  • Up-to-date data
  • Easy to analyze
  • Invest your time in your new customers

Get Your Income By Zip Code List

Get all zip codes in a state or the entire US with data such as median household income.
Starting at $65.

About the Data

Data Sources

All income statistics above are the most current, comparable income statistics available from the US Census Bureau and are from the American Community Survey 2024 5-year estimates. You can find this information and other demographics for 32401 on the US Census Bureau’s website. These values are in 2024 inflation-adjusted dollars and were downloaded on 29 January 2026.

The following data tables were used:

  • B19001 Household Income in the Past 12 Months (in 2024 inflation-adjusted dollars)
  • B19013 Median Household Income in the Past 12 Months (in 2024 inflation-adjusted dollars)
  • B19301 Per Capita Income in the Past 12 Months (in 2024 inflation-adjusted dollars)
  • S1902 Mean Income in the Past 12 Months (in 2024 inflation-adjusted dollars)
  • B19049 Median Household Income in the Past 12 Months (in 2024 inflation-adjusted dollars) By Age Of Householder

Margins of Error

Margins of error for the income data are:

Median Household Income Average Household Income Per Capita Income High Income Households Median Household Income by Age of Householder
under 25 25 to 44 45 to 64 65+
32401+/-$3,748+/-$9,510+/-$4,203+/-1.9%+/-$31,486+/-$16,611+/-$7,004+/-$4,939
Cedar Grove CDP+/-$17,287+/-$11,903+/-$5,057+/-3.8%+/-$-1+/-$15,587+/-$29,979+/-$7,604
Panama City city+/-$3,031+/-$7,226+/-$2,806+/-1.5%+/-$44,028+/-$13,049+/-$9,359+/-$4,554
Springfield city+/-$12,679+/-$8,896+/-$3,196+/-3.2%+/-$21,754+/-$36,098+/-$3,802+/-$12,616
Upper Grand Lagoon CDP+/-$6,742+/-$9,602+/-$4,098+/-3.1%+/-$-1+/-$29,181+/-$17,616+/-$10,019
Bay County+/-$2,046+/-$3,333+/-$1,336+/-1.0%+/-$6,260+/-$3,387+/-$4,828+/-$2,796