Comparison to Surrounding Areas
The median household income ($73,373) for 32405 is less than the median household income for 32444 ($83,160), 32404 ($74,708), 32407 ($80,831), 32408 ($80,822), Bay County ($73,533), Cedar Grove CDP ($74,625), Lynn Haven city ($80,973), and Pretty Bayou CDP ($85,208). But it's more than 32401 ($52,523), 32409 ($64,516), Panama City city ($62,265), and Springfield city ($54,462).
| 32405 | $73,373 |
| Cedar Grove CDP | $74,625 |
| Lynn Haven city | $80,973 |
| Panama City city | $62,265 |
| Pretty Bayou CDP | $85,208 |
| Springfield city | $54,462 |
| Bay County | $73,533 |
Get Median Household Income for all Zip Codes in Florida.
The average household income ($94,902) for 32405 is less than the average household income for 32407 ($111,448), 32408 ($104,662), 32444 ($109,293), Bay County ($96,618), Lynn Haven city ($100,171), and Pretty Bayou CDP ($106,650). But it's more than 32401 ($79,622), 32404 ($88,935), 32409 ($89,260), Cedar Grove CDP ($78,501), Panama City city ($89,311), and Springfield city ($69,333).
| 32405 | $94,902 |
| Cedar Grove CDP | $78,501 |
| Lynn Haven city | $100,171 |
| Panama City city | $89,311 |
| Pretty Bayou CDP | $106,650 |
| Springfield city | $69,333 |
| Bay County | $96,618 |
Get Average Household Income for all Zip Codes in Florida.
The per-capita income for 32405 is $39,376. The per capita income ($39,376) for 32405 is less than the per capita income for 32407 ($47,494), 32408 ($50,125), 32444 ($43,541), Bay County ($40,782), Lynn Haven city ($40,630), and Pretty Bayou CDP ($54,368). But it's more than 32401 ($37,460), 32404 ($34,098), 32409 ($33,569), Cedar Grove CDP ($33,522), Panama City city ($38,881), and Springfield city ($28,418).
| 32405 | $39,376 |
| Cedar Grove CDP | $33,522 |
| Lynn Haven city | $40,630 |
| Panama City city | $38,881 |
| Pretty Bayou CDP | $54,368 |
| Springfield city | $28,418 |
| Bay County | $40,782 |
Get Per-Capita Income for all Zip Codes in Florida.
8.6% of households make over $200,000 a year. The percent high income households (8.6%) for 32405 is less than the percent high income households for 32407 (14.4%), 32408 (11.2%), 32444 (12.3%), Bay County (9.2%), and Pretty Bayou CDP (13.8%). But it's more than 32401 (6.1%), 32404 (6.9%), 32409 (7.0%), Cedar Grove CDP (2.9%), Springfield city (3.8%), Lynn Haven city (7.6%), and Panama City city (7.7%).
| 32405 | 8.6% |
| Cedar Grove CDP | 2.9% |
| Lynn Haven city | 7.6% |
| Panama City city | 7.7% |
| Pretty Bayou CDP | 13.8% |
| Springfield city | 3.8% |
| Bay County | 9.2% |
Get High Income Households for all Zip Codes in Florida.
| under 25 years | 25 to 44 years | 45 to 64 years | 65 years and over | |
|---|---|---|---|---|
| 32405 | $71,641 | $72,861 | $103,703 | $59,778 |
| Cedar Grove CDP | $-1 | $93,914 | $75,909 | $33,778 |
| Lynn Haven city | $58,793 | $81,867 | $97,955 | $75,709 |
| Panama City city | $67,727 | $65,523 | $65,976 | $50,938 |
| Pretty Bayou CDP | $-1 | $100,063 | $105,833 | $76,548 |
| Springfield city | $69,536 | $71,750 | $47,094 | $58,320 |
| Bay County | $56,301 | $75,105 | $83,475 | $59,815 |
Get Median Household Income by Age of Householder for all Zip Codes in Florida.
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All income statistics above are the most current, comparable income statistics available from the US Census Bureau and are from the American Community Survey 2024 5-year estimates. You can find this information and other demographics for 32405 on the US Census Bureau’s website. These values are in 2024 inflation-adjusted dollars and were downloaded on 29 January 2026.
Margins of error for the income data are:
| Median Household Income | Average Household Income | Per Capita Income | High Income Households | Median Household Income by Age of Householder | ||||
|---|---|---|---|---|---|---|---|---|
| under 25 | 25 to 44 | 45 to 64 | 65+ | |||||
| 32405 | +/-$4,960 | +/-$6,578 | +/-$2,407 | +/-1.9% | +/-$5,256 | +/-$13,747 | +/-$17,079 | +/-$8,767 |
| Cedar Grove CDP | +/-$17,287 | +/-$11,903 | +/-$5,057 | +/-3.8% | +/-$-1 | +/-$15,587 | +/-$29,979 | +/-$7,604 |
| Lynn Haven city | +/-$4,403 | +/-$8,254 | +/-$3,761 | +/-2.5% | +/-$20,318 | +/-$23,237 | +/-$13,695 | +/-$11,282 |
| Panama City city | +/-$3,031 | +/-$7,226 | +/-$2,806 | +/-1.5% | +/-$44,028 | +/-$13,049 | +/-$9,359 | +/-$4,554 |
| Pretty Bayou CDP | +/-$8,605 | +/-$15,245 | +/-$8,281 | +/-8.0% | +/-$-1 | +/-$9,464 | +/-$41,941 | +/-$23,357 |
| Springfield city | +/-$12,679 | +/-$8,896 | +/-$3,196 | +/-3.2% | +/-$21,754 | +/-$36,098 | +/-$3,802 | +/-$12,616 |
| Bay County | +/-$2,046 | +/-$3,333 | +/-$1,336 | +/-1.0% | +/-$6,260 | +/-$3,387 | +/-$4,828 | +/-$2,796 |