Comparison to Surrounding Areas
The median household income ($74,708) for 32404 is less than the median household income for 32403 ($118,594), 32444 ($83,160), and Lynn Haven city ($80,973). But it's more than 32466 ($60,337), 32401 ($52,523), 32405 ($73,373), 32409 ($64,516), 32456 ($64,681), 32465 ($54,538), Bay County ($73,533), Callaway city ($65,609), Panama City city ($62,265), Parker city ($69,657), and Springfield city ($54,462).
| 32404 | $74,708 |
| Callaway city | $65,609 |
| Lynn Haven city | $80,973 |
| Panama City city | $62,265 |
| Parker city | $69,657 |
| Springfield city | $54,462 |
| Bay County | $73,533 |
Get Median Household Income for all Zip Codes in Florida.
The average household income ($88,935) for 32404 is less than the average household income for 32456 ($103,475), 32405 ($94,902), 32409 ($89,260), 32444 ($109,293), 32403 ($120,562), Bay County ($96,618), Lynn Haven city ($100,171), and Panama City city ($89,311). But it's more than 32401 ($79,622), 32465 ($72,660), 32466 ($74,997), Callaway city ($81,529), Parker city ($78,215), and Springfield city ($69,333).
| 32404 | $88,935 |
| Callaway city | $81,529 |
| Lynn Haven city | $100,171 |
| Panama City city | $89,311 |
| Parker city | $78,215 |
| Springfield city | $69,333 |
| Bay County | $96,618 |
Get Average Household Income for all Zip Codes in Florida.
The per-capita income for 32404 is $34,098. The per capita income ($34,098) for 32404 is less than the per capita income for 32456 ($50,424), 32401 ($37,460), 32403 ($34,919), 32405 ($39,376), 32444 ($43,541), Bay County ($40,782), Lynn Haven city ($40,630), Panama City city ($38,881), and Parker city ($35,046). But it's more than 32409 ($33,569), 32465 ($26,176), 32466 ($31,708), Callaway city ($33,316), and Springfield city ($28,418).
| 32404 | $34,098 |
| Callaway city | $33,316 |
| Lynn Haven city | $40,630 |
| Panama City city | $38,881 |
| Parker city | $35,046 |
| Springfield city | $28,418 |
| Bay County | $40,782 |
Get Per-Capita Income for all Zip Codes in Florida.
6.9% of households make over $200,000 a year. The percent high income households (6.9%) for 32404 is less than the percent high income households for 32466 (7.4%), 32409 (7.0%), 32444 (12.3%), 32456 (12.8%), 32405 (8.6%), Bay County (9.2%), Lynn Haven city (7.6%), and Panama City city (7.7%). But it's more than 32401 (6.1%), 32403 (0.0%), 32465 (2.7%), Callaway city (5.0%), Parker city (4.2%), and Springfield city (3.8%).
| 32404 | 6.9% |
| Callaway city | 5.0% |
| Lynn Haven city | 7.6% |
| Panama City city | 7.7% |
| Parker city | 4.2% |
| Springfield city | 3.8% |
| Bay County | 9.2% |
Get High Income Households for all Zip Codes in Florida.
| under 25 years | 25 to 44 years | 45 to 64 years | 65 years and over | |
|---|---|---|---|---|
| 32404 | $55,320 | $73,859 | $87,354 | $67,773 |
| Callaway city | $43,974 | $65,354 | $93,092 | $58,056 |
| Lynn Haven city | $58,793 | $81,867 | $97,955 | $75,709 |
| Panama City city | $67,727 | $65,523 | $65,976 | $50,938 |
| Parker city | $-1 | $59,741 | $70,417 | $85,786 |
| Springfield city | $69,536 | $71,750 | $47,094 | $58,320 |
| Bay County | $56,301 | $75,105 | $83,475 | $59,815 |
Get Median Household Income by Age of Householder for all Zip Codes in Florida.
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All income statistics above are the most current, comparable income statistics available from the US Census Bureau and are from the American Community Survey 2024 5-year estimates. You can find this information and other demographics for 32404 on the US Census Bureau’s website. These values are in 2024 inflation-adjusted dollars and were downloaded on 29 January 2026.
Margins of error for the income data are:
| Median Household Income | Average Household Income | Per Capita Income | High Income Households | Median Household Income by Age of Householder | ||||
|---|---|---|---|---|---|---|---|---|
| under 25 | 25 to 44 | 45 to 64 | 65+ | |||||
| 32404 | +/-$3,972 | +/-$4,514 | +/-$1,666 | +/-1.9% | +/-$21,624 | +/-$5,979 | +/-$14,949 | +/-$8,851 |
| Callaway city | +/-$8,253 | +/-$5,463 | +/-$2,344 | +/-1.7% | +/-$18,245 | +/-$9,295 | +/-$12,739 | +/-$21,256 |
| Lynn Haven city | +/-$4,403 | +/-$8,254 | +/-$3,761 | +/-2.5% | +/-$20,318 | +/-$23,237 | +/-$13,695 | +/-$11,282 |
| Panama City city | +/-$3,031 | +/-$7,226 | +/-$2,806 | +/-1.5% | +/-$44,028 | +/-$13,049 | +/-$9,359 | +/-$4,554 |
| Parker city | +/-$14,480 | +/-$12,675 | +/-$5,351 | +/-4.2% | +/-$-1 | +/-$20,189 | +/-$25,743 | +/-$14,413 |
| Springfield city | +/-$12,679 | +/-$8,896 | +/-$3,196 | +/-3.2% | +/-$21,754 | +/-$36,098 | +/-$3,802 | +/-$12,616 |
| Bay County | +/-$2,046 | +/-$3,333 | +/-$1,336 | +/-1.0% | +/-$6,260 | +/-$3,387 | +/-$4,828 | +/-$2,796 |